Got Questions? We’ve Got Answers!

Yes. A low credit score does not automatically prevent you from qualifying for auto financing. Drive Away Motors South works with multiple lenders that consider more than just your credit score. Lenders may also review your income, employment, payment history and the reasons behind your current score. For example, a history of making car or mortgage payments on time may help, even if other accounts have lowered your credit score. Every application is different, and all financing is subject to lender approval.

The exact requirements will depend on your financial situation and the lender reviewing your application. In many cases, you will need a job or another source of verifiable income. A down payment may strengthen your application and reduce the amount you need to finance. Applying with a qualified co-signer may also help if you have limited credit or previous credit challenges. Contact Drive Away Motors South before your visit to learn which documents you should bring.

It may be possible to finance a vehicle after filing for Chapter 7 or Chapter 13 bankruptcy. Drive Away Motors South works with lenders that consider applicants who have experienced bankruptcy. Eligibility will depend on your bankruptcy status, income and the lender’s requirements. In some cases, additional documentation or court approval may be needed. Our financing team can review your situation and explain the next steps. Approval is not guaranteed.

It may be possible to purchase a vehicle without a driver’s license if you have another valid form of government-issued identification, such as a passport. The lender financing the purchase may have additional identification requirements. You will still need to meet applicable insurance requirements. A properly licensed and insured driver must also be available to legally drive the vehicle away from our South San Antonio dealership.

Not necessarily. You may be able to purchase a vehicle using another valid form of government-issued identification. Identification and licensing requirements can vary by lender and transaction. Speak with the Drive Away Motors South team before visiting so we can explain what documentation may be accepted in your situation.

Yes, financing options may be available for customers with little or no established credit. Some of our lending partners offer programs designed for first-time buyers. Lenders may consider your income, employment, residence history, down payment and other financial factors. All applications are evaluated individually and remain subject to lender approval.

Drive Away Motors South does not automatically require every customer to make a down payment. However, the lender may require one as part of its approval. Even when it is not required, putting money down can reduce the amount you finance, lower your monthly payment and place your loan in a better equity position. The exact amount will depend on the vehicle, lender and terms of your approval.

Customers are able to purchase and finance a vehicle using a valid, unexpired passport. Acceptance will depend on the lender and the other documents available to verify your identity, income and residence. Contact our South location before applying so our financing team can explain the current requirements.

Yes. Certain lenders may consider applications submitted with an Individual Taxpayer Identification Number and a valid passport. You may also be asked to provide supporting documents, such as recent bank statements and up to two years of tax returns. Requirements vary by lender, and providing an ITIN does not guarantee approval.

A co-signer adds financial support to an application when the primary applicant has limited credit, a low credit score or difficulty qualifying alone. The co-signer accepts responsibility for repaying the loan if the primary borrower does not make the required payments. The co-signer may also be listed on the vehicle title. Because this is a serious financial responsibility, both people should fully understand the loan terms before signing.

Income requirements vary by lender. Many lenders prefer applicants to earn at least $2,500 per month before taxes and other deductions, but that amount is not a universal requirement or a guarantee of approval. If your income does not meet a lender’s guidelines, a larger down payment or qualified co-signer may help. The Drive Away Motors South finance team can review the available options based on your application.

Drive Away Motors South may accept up to $5,000 from a credit card toward a vehicle down payment. The amount accepted can depend on dealership policies, lender requirements and the details of the transaction. Contact our South location to confirm current limits before your purchase. You should also consider any interest or fees your credit card company may charge.

No. A credit card cannot be used to pay the full purchase price of a vehicle at Drive Away Motors South. You may be able to use a credit card for up to $5,000 of your down payment, subject to current dealership policies and transaction requirements. Other approved payment methods will be needed for the remaining balance.

Yes. Drive Away Motors South offers financing options for customers across the credit spectrum, including well-qualified buyers. We work with local and national lenders to help eligible customers explore competitive rates and loan terms. Your final rate will depend on your credit profile, selected vehicle, loan term and lender approval.

Yes. Drive Away Motors South can assist customers who live outside San Antonio or in another state. Our team can help you confirm vehicle availability and review financing or purchase requirements before you travel. Airport pickup may also be available for customers flying into San Antonio to take delivery. Contact us in advance so we can coordinate the details and explain any requirements that apply to an out-of-state purchase.

Many vehicles in our inventory may qualify for manufacturer-backed or other certification programs and are inspected before being offered for sale. Certification status and benefits vary by vehicle. Ask the Drive Away Motors South team whether the vehicle you are considering is certified and request details about its inspection, eligibility and included coverage.

Many vehicles may include remaining manufacturer warranty coverage or additional coverage through an applicable certification program. Available protection will depend on the vehicle’s age, mileage and eligibility. Extended vehicle service coverage may also be available for vehicles sold at Drive Away Motors South. Before purchasing, ask our team to explain what coverage is included, what optional plans are available and any terms, limits, deductibles or exclusions that apply.